Insurance and payment
Understand your coverage before you call.
Search for the name on your insurance card. Each guide explains the questions to ask your plan and a treatment program before admission.
Choose a guide to see what to ask your plan and the treatment program.
Commercial and private insurance
National carriers and behavioral-health benefit administrators.
Blue Cross Blue ShieldCoverage guide →
AetnaCoverage guide →
UnitedHealthcareCoverage guide →
CignaCoverage guide →
Anthem (Elevance Health)Coverage guide →
HumanaCoverage guide →
Kaiser PermanenteCoverage guide →
OptumCoverage guide →
Magellan HealthCoverage guide →- Carelon Behavioral HealthCoverage guide →
- AmbetterCoverage guide →
Molina HealthcareCoverage guide →
Military coverage
Coverage information for service members, retirees, and eligible family members.
Government plans
Medicaid and Medicare coverage varies by state, plan, service, and provider.
Paying out of pocket
Questions to ask about written estimates, payment plans, and financial assistance.
If you are considering self-pay
There is no single reliable price for a level of care. Ask the program for a written estimate that says what services and time period it covers, whether additional clinical or medication charges may apply, and what payment-assistance and refund policies are available.
Read: How to pay for treatment →Clear Bed Recoveryconnects you to treatment facilities; we don't provide treatment ourselves, and we never charge you to use the service. This page is general information, not insurance or medical advice.