Insurance and payment

Understand your coverage before you call.

Search for the name on your insurance card. Each guide explains the questions to ask your plan and a treatment program before admission.

Choose a guide to see what to ask your plan and the treatment program.

Commercial and private insurance

National carriers and behavioral-health benefit administrators.

Military coverage

Coverage information for service members, retirees, and eligible family members.

Government plans

Medicaid and Medicare coverage varies by state, plan, service, and provider.

Paying out of pocket

Questions to ask about written estimates, payment plans, and financial assistance.

If you are considering self-pay

There is no single reliable price for a level of care. Ask the program for a written estimate that says what services and time period it covers, whether additional clinical or medication charges may apply, and what payment-assistance and refund policies are available.

Read: How to pay for treatment →

Clear Bed Recoveryconnects you to treatment facilities; we don't provide treatment ourselves, and we never charge you to use the service. This page is general information, not insurance or medical advice.