Self-pay & addiction treatment

What coverage may include

Paying out of pocket means the program does not bill an insurance plan for the service. Some programs may offer payment plans, sliding-scale fees, scholarships, or publicly funded options; availability and eligibility vary.

  • Detox
  • Residential
  • PHP
  • IOP
  • Outpatient

Covered services depend on medical necessity and your specific plan.

What will it cost?

Ask the program for a written estimate, what services and time period it covers, its refund policy, and whether any payment assistance is available.

Ask the program for a written estimate of what its amount covers. Coverage and member cost must be confirmed with both the plan and the program; a benefits check is not a guarantee of payment.

Find programs and verify Self-pay coverage →

Programs listing Self-pay by state

11856 published programs in our directory list Self-pay-type payment. This is not proof of network participation or member benefits.

Clear Bed Recoveryconnects you to treatment facilities; we don't provide treatment ourselves. This page is general information, not insurance or medical advice.